Die JPMorgan-Quartalszahlen wurden soeben veröffentlicht. Sie genießen immense Bedeutung, da JPMorgan die größte Bank der USA ist. Hier die wichtigsten Eckdaten.
Der Umsatz liegt bei 35,57 Milliarden Dollar (Vorjahresquartal 30,35/für heute erwartet 34,34). Der Gewinn pro Aktie liegt bei 3,57 Dollar pro Aktie (Vorjahresquartal 3,33/für heute erwartet 3,07). Die Aktie von JPMorgan notiert aktuell in der Vorbörse mit -1,2 %.
Die Rückstellung für Kreditverluste betrug im letzten Quartal 2,3 Milliarden Dollar, was eine Nettorücklagenbildung von 1,4 Milliarden und Nettoabschreibungen von 887 Millionen Dollar entsprach.
CEO-Kommentar: Jamie Dimon, Chairman and CEO, commented on the financial results: “JPMorgan Chase reported strong results in the fourth quarter as we earned $11.0 billion in net income, $34.5 billion in revenue and an ROTCE of 20%, while maintaining a fortress balance sheet and making all necessary investments. This robust earnings generation combined with the execution of our capital strategy allowed us to exceed our CET1 target of 13% one quarter early, and we have the ability to resume stock buybacks this quarter, as we deem appropriate. Looking further ahead, we still await details of the Basel III finalization package, but we will manage to the new requirements as we have demonstrated in the past.”
Dimon continued: “Our lines of business performed well in the quarter, and we continued to see momentum in our areas of strategic focus. In Consumer & Community Banking, debit and credit card sales were up 9%, while card loans were up 19% with total revolving balances now back to pre-pandemic levels. In the Corporate & Investment Bank, Markets revenue rose 7% as client activity remained strong in Fixed Income. Global Investment Banking fees were down significantly in a challenging environment, although we maintained our #1 ranking in 2022. Commercial Banking loans were up 14% on new loan originations and higher revolver utilization. And in Asset & Wealth Management, revenue increased 3% as higher net interest income more than offset the impact of lower market levels.”
Dimon added: “The U.S. economy currently remains strong with consumers still spending excess cash and businesses healthy. However, we still do not know the ultimate effect of the headwinds coming from geopolitical tensions including the war in Ukraine, the vulnerable state of energy and food supplies, persistent inflation that is eroding purchasing power and has pushed interest rates higher, and the unprecedented quantitative tightening. We remain vigilant and are prepared for whatever happens, so we can serve our customers, clients and communities around the world across a broad range of economic environments.”
Dimon concluded: “As a result of the investments we have made over the years and our dedication to clients, the Firm is in a position of strength as the market leader in U.S. retail deposits, credit cards, business banking, Payments, Markets, investment banking and multifamily lending as some examples. But we will not rest here, and we remain committed to investing in the franchise and innovating. The importance of these investments and investing through cycles was particularly evident this year, as we generated a robust ROTCE of 18% even after sharply accelerating our investments in the business. In 2022, we extended credit and raised $2.4 trillion in capital for small and large businesses, governments and U.S. consumers. Finally, I want to reiterate how proud I am of our employees and how they work to support our customers and
communities and earn their trust every single day.”
Bank of America
Ebenfalls hat vor wenigen Augenblicken die Bank of America ihre Quartalszahlen veröffentlicht. Hier die wichtigsten Kennzahlen. Der Umsatz liegt bei 24,5 Milliarden Dollar (Vorjahresquartal 22,16/für heute erwartet 24,33). Der Gewinn pro Aktie liegt bei 0,85 Dollar pro Aktie (Vorjahresquartal 0,82/für heute erwartet 0,77). Die Aktie der Bank of America notiert aktuell in der Vorbörse mit +0,3 %.
CEO-Kommentar: “We ended the year on a strong note growing earnings year over year in the 4th quarter in an increasingly slowing economic environment. The themes in the quarter have been consistent all year as organic growth and rates helped deliver the value of our deposit franchise. That coupled with expense management helped drive operating leverage for the sixth consecutive quarter. Our earnings of $27.5 billion for the year represent one of the best years ever for the bank, reflecting our long-term focus on client relationships and our responsible growth strategy. We believe we are well positioned as we begin 2023 to deliver for our clients, shareholders and the communities we serve.”
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